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gSquare Labs is a Puerto Rico software lab building precise, single-purpose tools for independent landlords and private lenders. Two products live today: Rent. for rental payment collection and Lend. for seller-financed loan tracking. Both handle the day-to-day workflow — invoices, payments, late fees, tax forms — without the spreadsheet juggling that usually comes with managing a property or a private mortgage on your own.
Automatic rent collection for Puerto Rico independent landlords. Detects ATH Móvil, Zelle, Venmo, PayPal, and ACH payments straight from your inbox, reconciles them against monthly invoices, and applies late fees per your grace-period rules. Generates lease agreements, handles renewal negotiation with a tokenized tenant link, and rolls service deductions and utility passthroughs into each invoice. Starts at $12/mo for the first property, $3/mo for each additional unit. 60-day free trial.
Seller financing payment tracking and tax compliance for individual private lenders. Tracks payments across ATH Móvil, Zelle, PayPal, and ACH, maintains an amortization schedule with optional balloon, and generates Form 480.7A (PR Hacienda) and Form 1098 (IRS) from your actual payment records — so your borrower can deduct interest at filing time. Includes a lendee portal for payments, schedules, and statements. Starts at $20/mo for the first mortgage, $15/mo for each additional. Personal loans (unsecured) start at $15/mo.
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